Boulder Car Accident Attorney
Traffic throughout Colorado, especially the Front Range, is only getting worse. More cars, more congestion, and more inattentive, distracted drivers ready to cause a crash at any second. Unfortunately, that's exactly what’s been happening more frequently each year.
Car accidents can be traumatic, life-changing events. Car accidents may have long-term effects on your life, like physical and/or emotional pain and suffering. Injuries after a car accident may prevent you from working and you could be faced with significant hospital bills.
Colorado is an “at-fault” state, meaning whoever is primarily responsible for the accident is legally required to have proper car insurance. Other driver’s insurance policies can be used as a form of compensation for your damages.
If you or someone you know was involved in a car accident in Colorado, the law makes you eligible for financial compensation from the at-fault parties insurance company.
Attorney Stuart Mann is an experienced car accident lawyer with a history of success. We can help you understand your options and the legal steps you can take following a car accident. You don’t have to (and shouldn’t) deal with this alone. Let us help you with the back and forth negotiating with insurance companies so you can focus on living your life.
Call our experienced Boulder car accident lawyers today at (303) 991-2233 or use our online contact form.
Car Accident Claim Process
When you file an insurance claim after a car accident in Colorado, you’re making a claim against another person’s insurance company and not another person directly. This means if you recover money, it’s paid by the defendant’s insurance company and not the defendant themself.
Dealing with the insurance paperwork and back and forth is a complicated and time-consuming process. Additionally, insurance companies have dozens of lawyers working for them and will try to pay you as little as possible.
Don’t accept less money than you deserve or spend countless hours of your life dealing with this alone. Speak with an experienced car accident lawyer today-one who can help legally define and assign fault to help recover the maximum compensation that you’re legally entitled to.
Initial consultations are always free-you have nothing to lose by talking with us about your situation. If we end up working together, we don't get paid unless and until you do.
The Law Office of Stuart Mann - an Experienced Boulder Car Accident Lawyer
If you've been injured in a car accident, you may be entitled to file a car accident insurance claim, even if you partly contributed to the accident (more below). Even if you don’t end up filing a claim, it’s almost always in your best interest to at least speak with a car accident attorney.
Attorney Stuart Mann has been devoted to representing people injured in car accidents in Colorado for over 30 years. Stuart represents neighbors, friends, and local people in the community - never big insurance companies. Let us work negotiate with the people who caused your injuries and their insurance companies so you can focus on your life. You don’t have to deal with this alone.
Below are some frequently asked questions and topics we often discuss with our clients when it comes to car accidents in Colorado.
Call our Boulder car accident attorneys today at (303) 991-2233 or use our online contact form.
How much does a car accident attorney cost?
Most car accident attorneys in Colorado, including us, work on a contingency basis. This means that if you don’t get paid, we don’t get paid. We don't have a set fee structure as every case is different and each client is unique.
Should I speak to the other party’s insurance company after a car accident?
You don't have to. If you do, remember to remain neutral. It’s very important to remember that the other party’s insurance company wants to limit its own liability. They want to pay you as little as possible. They may use statements you made against you in an attempt to limit how much they offer you.
For this reason alone, it’s important to work with an experienced Colorado car accident attorney from the beginning. The defendant/s will have lawyers from their insurance company on their side, so you should have one on your side as well. Your attorney looks out for your best interests, while the defendant’s insurance company’s lawyers’ look out for theirs.
What should I do after a car accident?
What happens immediately after an accident can play a big role in how insurance companies evaluate a claim.
Your safety should be your number one concern - always put your emergency flashers on.
DO NOT admit fault, even if you may have contributed to the accident.
Leaving the scene is never recommended, even if the accident wasn’t your fault and/or if you drove to the hospital. Wait for emergency services to arrive.
If you or others need medical attention, it’s always best to remain calm and wait for emergency services to arrive at the scene of the accident
If it’s possible to safely move your vehicle out of travel lanes, do so. If it’s not, safely exit your vehicle and remain off the roadway as best you can. If it’s possible to take detailed photographs of the vehicles before they’re moved, do so.
Documentation: If you’re able to safely obtain photographs, even if you’re not sure if you’ll file a claim, you should. Take numerous photographs of:
- Your vehicle
- Other vehicles
- The roadway, including signs, debris, traffic signals, etc.
- Anything else that would provide a basis for your opinions
- Get a police report.
Do I need a police report to file a car accident claim in Colorado?
A police report is not required to file an insurance claim after a car accident in Colorado. Although, if possible, it’s always a good idea to obtain one.
Police reports usually offer a neutral, third-party account of the facts related to the crash and opinions about who is at fault. You will be required to provide information/proof to justify your request for compensation. A police report can be a strong piece of evidence.
What is a car insurance accident claim?
A car insurance accident claim is a request for financial compensation that a driver files with their insurance company. When filing a car accident claim in Colorado, you’re asking another driver’s insurance company to compensate you for damages you suffered as a result of the accident.
How long do I have to make an insurance claim after a car accident in Colorado?
The statute of limitations is a law that sets the maximum time after an event within which legal proceedings may be initiated. Each state sets its own laws.
In cases involving car accidents in Colorado, the statute of limitations is three (3) years. This means you have three years from the date of the event to file a car accident claim in Colorado.
What are the steps to file a car accident claim in Colorado?
A car accident lawyer in Colorado should assist you with this process. That being said, the general steps involved in a car accident claim in Colorado usually involve:
- Speaking with the police and providing a formal report.
- Taking photographs (vehicles, roadway, debris, signage, etc.).
- Contacting your insurance company.
- Schedule and partake in a vehicle inspection with your insurance adjuster.
- If your vehicle isn’t totaled, obtain an estimate from a repair shop(s).
- Receiving an initial offer from your insurance company (if they offer anything).
- Negotiating with the other driver’s insurance company.
- Resolving the situation outside of court, if possible.
Do I need a lawyer for a car accident?
Ultimately, this is up to you. You can pursue a claim without the help of a car accident attorney in Colorado. However, your chances of recovering the maximum compensation you’re legally entitled to are significantly lower without legal representation.
Dealing with the defendant’s insurance company and their lawyers is a complicated and time-consuming process. Having a Colorado car accident attorney on your side is almost always the right choice. Insurance companies have dozens of lawyers working for them and their job is to pay you as little as possible.
It’s very difficult to legally calculate the full value of your case alone, and it’s even more difficult to recover that amount without the help of a car accident lawyer in Colorado. A reputable car accident lawyer in Colorado understands how insurance companies operate and their tactics. Your attorney’s job is to ensure you receive the maximum amount of compensation you're legally entitled to. The defendant’s insurance companies lawyers’ job is to pay you as little as possible.
When do I need a lawyer for a car accident?
You can (and should) contact a Colorado car accident attorney immediately after an accident, even if you’re not sure you’ll file a car accident claim. The sooner an attorney gets involved, the better - an experienced Colorado car accident attorney will be able to do a better job the earlier they’re involved.
What are the different types of damages in a car accident claim?
Compensatory damages are money awarded to a plaintiff to compensate for damages, injury, or other incurred losses. Compensatory damages are awarded in civil matters (like a car accident claim) where loss has occurred as a result of the negligence or unlawful conduct of another party. Compensatory damages include economic, non-economic, and impairment damages.
Punitive damages, or exemplary damages, are damages assessed in order to punish the defendant for willful and wanton conduct and/or to deter the defendant (and others) from engaging in conduct similar to that which formed the basis of the lawsuit. Although not extremely common, if the defendant’s actions are egregious, punitive damages can be sought.
What types of compensation can be awarded in a car accident claim in Colorado?
In car accident cases, monetary damages are paid to the person injured (the plaintiff) by those who caused the harm (the defendant and their insurance company). These damages are calculated on what the injuries ‘cost’ from a physical, mental, and/or emotional standpoint.
Typically, damages fall under three categories (with one exception): Economic Damages, Non-Economic Damages, and Impairment Damages. Some common areas in which damages can be determined by include:
Medical treatment - this can be either treatment that has already occurred and/or cover future treatment and expenses.
Income - if your injuries caused you to miss work, this money can likely be recovered. Additionally, if an accident prevented you from making additional money in the future, that can also be considered. Legally speaking, this is usually deemed a loss of earnings or earning capacity.
Property loss or damage - vehicles, bicycles, cell phones, computers, and even clothes can be considered.
Emotional distress - typically a factor in very serious or catastrophic injury claims, monetary damages can include the emotional and physiologic impact of injuries, for example, sleep loss, fear, anxiety, stress, etc.
Loss of consortium - in personal injury cases, these damages typically stem from how injuries affect a relationship between, for example, a husband and wife. Examples include the loss of companionship and being unable to maintain a sexual relationship.
Loss of enjoyment of life - if areas such as your hobbies, interests, or recreational activities have been affected/limited by your injuries, you may be entitled to monetary compensation in the form of loss of enjoyment of life damages.
Pain and suffering - if you suffered pain and/or serious discomfort as a result of your injuries, you may be able to recover pain and suffering damages. These can also cover future pain and suffering.
Within the State of Colorado, physical impairments and physical disfigurements are categorized separately from economic and non-economic damages. This includes damage for scarring in addition to other physical impairments, such as cosmetic disfigurement, disruption of bodily function and/or internal organs’ natural processes, neurological damage, and other impairments. Based upon your level of impairment or disfigurement, you may be entitled to recover these impairment damages.
What is a “No-Fault” State?
A no-fault car insurance state doesn't require drivers who are responsible for causing car accidents to pay for the damages that the victims of the collision incur. Rather, drivers in no-fault states are legally required to carry enough insurance to pay for their own injuries. No-fault states include Florida, Massachusetts, North Dakota, and Utah.
In most no-fault states, insurance laws require drivers to carry personal injury protection coverage as part of their insurance policies.
Is Colorado a No-Fault State?
No. Colorado operates on a fault-based (or traditional tort) system.
This means that whoever is responsible for the car accident is legally required to compensate you for your damages, which can include associated medical bills, among other things (more above).
Is car insurance is required in Colorado?
Yes. Colorado, like many other states, has a minimum amount of required car insurance. There are two types of mandatory car insurance policies in Colorado:
Bodily Injury (Liability Coverage)
This coverage pays on behalf of the at-fault driver for bodily injuries sustained in a motor vehicle accident.
Property Damage (Liability Coverage)
This coverage pays for the damage to the automobile involved in the accident and is paid out on behalf of the at-fault driver.
Colorado requires the following minimum auto policy coverages:
$25,000 for injury or death to another driver in an accident
$50,000 for injury or death for all persons in an accident
$15,000 for damage caused to property in an accident
What happens if the person who caused a car accident in Colorado doesn’t have insurance or doesn’t have enough insurance coverage?
This is when it’s even more important to have an experienced Colorado car accident attorney representing you. In this situation, legal representation may be the only way that you can find someone liable for the damages they caused in a car accident with you.
A car accident attorney in Colorado can establish the legal ground for this situation and also very likely increase your payout.
What is the Colorado Comparative Negligence Law?
Accidents happen, and sometimes they’re completely unavoidable. However, someone is usually at fault. But what if, for example, one driver was speeding and the other driver was texting and driving? Both contributed to the accident, so are both at fault? How much fault? Who decides?
In Colorado, if a case involving a liability dispute (where parties cannot agree on who is at fault) goes to trial, the jury gets to decide what percentage of liability is assigned to what parties.
Colorado operates under a modified comparative negligence law, meaning that a plaintiff’s (the person who filed the insurance claim) damages get reduced by the plaintiff’s percentage of fault. However, if the plaintiff’s fault is greater than or equal to the combined fault of the defendant’s, the plaintiff gets nothing.
For example: if a jury finds you to be 40% liable for an event that caused your injuries, you can only recover 60% of the total damages. This gets much more complicated when there are multiple defendants involved (like in a multi-car wreck), so it’s even more important to work with a Colorado car accident attorney that can define and assign fault appropriately.
Will my case go to trial?
In truth, many car accident claims in Colorado do not go to trial but settle outside of court.
Although, it may take some time to get an appropriate offer for your case. Part of a Colorado car accident attorney's job is to negotiate with the defendant’s insurance company as it’s usually in their best interest to settle outside of court, even more so if your case is especially strong.
Insurance companies know how to spot vulnerability on the plaintiff’s side and will do everything they can to exploit that and pay you less than you deserve.
It is extremely important to work with a Colorado car accident attorney that has a reputation for taking cases to trial, even if you decide you don't want to. The Law Office of Stuart Mann has done this for over 50 combined years. We prepare every case as if it were going to trial from day one. Because of this, our adversaries recognize and respect us as lawyers. Don't sell yourself short by working with a subpar attorney.
How long will this process take?
There isn’t one answer, and ultimately this depends on what’s best for you. Insurance companies almost always offer numerous ‘low-ball’ dollar amounts to settle quickly. Many times, this amount isn’t even close to what is actually recoverable or what you deserve. If you suffered serious injuries, it may be impossible to tell soon after the accident what future care and medical bills will look like.
As your Colorado car accident lawyer builds up your case to calculate and request the full amount of recoverable damages, the defendant’s insurance company will likely draw out negotiations with the hope that you will accept a low offer, because they think you’re tired of waiting. Frankly, this process can be tedious, and patience is key. The defendant’s goal is for you to settle for less than you deserve. The Law Office of Stuart Mann’s job is to recover as much as legally possible, and sometimes, that takes time.
Remember, you are always in control of this process and if you decide to accept an offer at any time, you have that right.
Why Choose the Law Office of Stuart Mann as your Boulder Car Accident Attorney?
We realize the thought of calling a car accident lawyer might raise questions, or maybe you’ve worked with a subpar attorney before. At the end of the day, the defendant’s insurance company and their lawyers want to settle your case for less than it’s worth because that’s part of their job.
If you decide to hire a reputable car accident lawyer, their job is to maximize the value of your case and be prepared to go to trial, if it comes to that. Attorney Stuart Mann has been doing this for over 30 years. Our adversaries recognize and respect us as lawyers. They are aware that we prepare every case as if it were going to go to trial-this gives us a competitive advantage over many of our peers.
Insurance companies know how to spot vulnerability on the plaintiff’s side and will do everything they can to exploit that and pay you less than you deserve. Work with a car accident attorney in Colorado that you trust and feel good about and one that has a proven track record of competing with large insurance companies and their lawyers. It’s always free to discuss your situation, and we never get paid unless and until you do. We’re here to help you get what you legally deserve.
Contact a Car Accident Attorney in Boulder Today
Our Boulder car accident lawyers can help you recover from your car wreck throughout the state. We work with everyday Coloradans and never represent big insurance companies. We work on a contingency fee basis, meaning we don't get paid unless and until you do. It's always free to speak with us for an initial consultation.
What Our Clients
During the long months that followed my bicycling accident and resulting injuries -- my bike and I were run over by an SUV driver -- Stuart Mann was my closest and most trusted advisor. I can say without hesitation, their legal guidance and representation were consistently everything a client hopes for. But just as importantly, they were exceptionally kind, compassionate, and knowledgeable partners throughout all that transpired. Really, I cannot say enough about the firm. Good humans make good attorneys, and Stuart Mann is both.-Client
When we went to the settlement conference, I was ready to accept what was offered, but Stuart encouraged me to go to trial. He was not afraid of the insurance company or their lawyers. At trial, we received three times more than the insurance company offered us. I was very impressed with his trial skills.-Client
Stuart Mann worked so hard for me throughout my whole case and fought for the settlement that I deserved, not what was offered by insurance. They handled every facet of my case and made the whole process easy for me. I'm incredibly appreciative of his work.-Client
Stuart Mann was amazing to work with. His firm took on our case and it was such a wonderful experience working with them and not having to worry about anything. The settlement that came through was so nice to have after being in a scary accident. We are happy we decided to work with them.-Client
When I lost my son in an automobile accident it was devastating. Stuart helped our family cope with the loss. His guidance and expertise in wrongful death cases was tremendous. He was respectful yet demanding in handling the case. While there is never enough money to bring back a lost child, Stuart made the defendants pay for their actions and recovered a huge amount of money to help our family. He did a great job.-Client
I was treated like a member of the family. They were always willing to answer my questions and help in any way they could. Best of all, they did a great job and we got a great settlement for my case.-Client
My car accident left me shattered, physically and mentally. Stuart’s offer of help came soon after I was released from intensive care, and he’s been on my side since. When you’re involved in a big accident, there are so many things you need to concentrate on, and it’s been a great comfort to know I don’t need to spend untold hours dealing with insurance companies or hospital billing departments. Thanks Stuart!-Client
Having been the innocent victim of a head-on auto accident caused by texting while driving, I sought Stuart Mann’s legal counsel. From the outset he was fully dedicated to accompanying me through a lengthy recuperative process, using his skills, experience, and resources to achieve justice and adequate financial compensation on my behalf. His unconditional concern for my well-being and his involvement of time and effort on my behalf freed me from legal concerns and responsibilities, allowing me to focus my efforts and energy on physical and mental recovery. I strongly recommend Stuart Mann to anyone needing the legal services he offers.-Client
Stuart Mann is the embodiment of professionalism. Their staff's efficient and polite demeanor makes business interactions pleasant and quick. The team consistently evidenced a devotion to their clients, to their clients' interests, and to justice. They carry out this ethic calmly, respectfully, but firmly. On top of all this, Stuart has repeatedly given back to the community. Specifically, the firm has accompanied Cyclists 4 Community and its nonprofit mission since 2013 with both tangible and substantial support for making the community a better place in the first place.-Client
It has been over a year and a half since my brother’s bicycle accident with a car in Boulder, Colorado. The details of the accident were in my brother’s favor, as he was in the crosswalk traveling with traffic. His case was brought to several legal firms in Colorado, but none would take the case due to his mental disability and apparently unable to gain significant ‘compensation’. Fortunate for us, his case was eagerly accepted by Stuart Mann. My brother was treated respectfully and with care, without being discriminated against due to his disability. He won a sizable settlement all due to the detailed knowledge Mr. Mann has for the legal profession and his involvement in the biking community.-Client
Stuart Mann has represented me on numerous occasions over the past 9 years. They are fearless, tireless, and focused representatives. I add integrity and fairness to the recipe and I feel I have the best legal representation in Colorado. Trust in your attorney is key to believing you are getting the best possible legal representation…the Law Office of Stuart Mann has all of my trust.-Client
After my auto accident, I had to have my hip replaced. The insurance company said that my need for a hip replacement was not accident related. Stuart believed in me and my case and we were able to obtain the maximum amount available. His hard work helped change my life.-Client
I always felt like the top priority of the firm and their team. They provided the best legal services for me throughout my case. Their office is professional, competent, and they also connected with me personally so that I genuinely felt supported.-Client